Mortgage preapproval in MD, VA & DC

Start your mortgage preapproval.

Find out what you may qualify for and, if preapproved, get a letter to support your offer.

Complete the secure application in minutes. Save your progress and return anytime. No obligation to use AMCFG.

Need preapproval fast? Jay works with time-sensitive offer deadlines. Call (301) 674-9323.

A quick explanation from Jay

Meet the loan officer behind your preapproval.

Jay explains how preapproval can help you understand your options and make a more informed decision before you submit an offer.

Work directly with Jay Kim · Senior Loan Officer · NMLS #195502 · 20+ years of mortgage experience · Licensed in Maryland, Virginia & Washington, DC

“Jay guided us through each step with clarity, patience, and genuine care.” Hyewon Ryu · Google Review
“Jay even checked on us after we moved into our place, letting us know he really cares about his clients.” Michael Chandler · Google Review
What preapproval can help you do

Know your numbers before you shop.

Set a realistic price range

See what purchase price may fit your financial picture.

Estimate your monthly payment

Review payment and estimated cash-to-close scenarios.

Prepare to make an offer

If preapproved, receive a letter to share with your agent.

How it works

Three steps. One direct point of contact.

Complete the secure application

Create your account and add your loan information.

Provide requested details

Submit documents and any credit authorization securely.

Review the result with Jay

Get your status, numbers, and next step directly from Jay.

Questions before you start?

Here are the essentials.

Will applying affect my credit?

For this preapproval, AMCFG uses a soft credit inquiry, which does not affect your credit score. Jay will request your authorization before accessing credit.

What information should I have ready?

Be prepared to provide information about your income, employment, assets, debts, identification, and planned home purchase. Submit sensitive details only through the secure application.

How long do the application and preapproval take?

The secure application takes minutes to complete. Preapproval review timing depends on your situation and when all requested information, documents, and authorization are received.

Can I get a second opinion on another mortgage quote?

Yes. Jay can compare the rate, APR, lender fees, and loan structure so you can evaluate more than the advertised rate or monthly payment.

Prefer to talk first?

Ask Jay a question.

Send a short note. Jay typically responds within one business day.

Ready to start your preapproval?

Complete the secure application and work directly with Jay.

Start My Preapproval Questions first? Ask Jay.

Secure application through AMCFG’s Loanzify portal.

This marketing request is not a mortgage application, preapproval, approval, commitment to lend, rate lock, or guarantee of terms. Actual preapproval may require a secure application, credit review, documentation, and appropriate review of income, assets, debts, employment, property information, and other applicable factors. Mortgage options, rates, APRs, fees, programs, and eligibility vary based on the borrower, property, lender, loan program, documentation, and market conditions.