This is American Capital Financial Group, LLC. We are a full-service local mortgage company based in Rockville, MD. We specialize in First Time Home Buyers, Purchase, Refinance, VA, FHA, JUMBO and USDA Loans specifically in Maryland, Washington DC and Virginia. Here at American Capital Financial Group, we give you all the options of buying a home or refinancing in the Maryland, Washington DC and Virginia area. We can help you realize your dream of homeownership.
Our clients should understand that we are not bank employees following scripted messages, trying to sell you an “in-house” mortgage product that is not tailored to your needs. Being in the business for 20 years, we realized that no two situations are the same; what’s right for your neighbor might not be what is best for you and your family. That is why we employ a simple, proven approach to every case: listen to what you want and need, offer easy-to-understand advice on the mortgage product(s) we think will be best for you, then use technology and experience to simplify and guide you through the process, from application through closing, because here in American Capital Financial Group
“We make YOU part of our team, to make YOUR mortgage easy”
For Purchase Loan programs, we offer the following:
FHA | VA | USDA | Jumbo | Commercial | Conventional
For Refinance Loan programs, we offer the following:
Conventional | FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | HELOC | HARP | Jumbo | USDA Streamline
We recently closed on a house and Jay and his team were of tremendous help. Jay's professionalism, was extraordinary, he walked us through each and every step. I am not quite sure we would have closed on a house as fast as we did if we had gone with another Mortgage group. The timing was smooth, the process was smooth. I would highly recommend Jay and his team and would certainly use them for other services in the future. I am giving them 100% rating. Thank you Jay for your help and support through this process
– Marve C-m
Jay and his team helped me with buying my first house and the process was as smooth as a breeze. Jay and his team were very professional and they knew what they were doing, they have explained thoroughly throughout the process and everything turn out as expected. Thanks to him and his team the purchase was a easy process.
– Grace C.
I've worked with Jay to purchase two homes and refinance at least one in the DC area and he is, simply put, the best around. I've worked with several brokers in my nearly 20 years in real estate and can say that none have been as prompt and saavy as Jay. Finally, Jay's rates and fees are phenomenal.
– Albert Z.
Jay and his team were very professional and helpful.
– Haiming S.
I have used Jay for both a refinance and house purchase. Jay and his team has always provided me with A+++ service. I never really write reviews but could not resist due to Jay's helpfulness, knowledge of the industry, and trustfulness of providing the best mortgage product that I qualify for. Use him.. you will not regret it!!
– Valo E.
Our Experience with Jay Kim and America Financial Group Was Great , They Were Able To Get Us A Pre-Approval Right Away , We Were able To Close On Time Without Any Delays . Jay Was One Phone Call Away , Always Available to Answer Questions And Assist With Any Problems We Encountered In Your Home Buying Journey . Jay And His Team Are Very Fast and Reliable , And Have Great Customer Service ! Thank You For Great Service !
– Massiel P.
I was impressed with their service. got the job done. thanks
– John K.
The best Mortgage Company ever....
– Kesha W.
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