• 			    No matter what type of loan you need, we're with you every step of the way.
    No matter what type of loan you need, we're with you every step of the way.
  • 			    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
    The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.
  • 			    Let us be the stepping stone to the home of your dreams.
    Let us be the stepping stone to the home of your dreams.

Welcome!

Based in Rockville, MD, American Capital Financial Group is an experienced team of residential and commercial mortgage brokers. We handle residential and commercial purchase and refinance transactions in Maryland, Virginia, and Washington, DC, For our residential customers, it is important to understand that we are not bank employees following scripted messages, trying to sell you an “in-house” mortgage product that’s not tailored to your needs. We realize that no two situations are the same; what’s right for your neighbor might not be what’s best for you and your family. We employ a simple, proven approach to every case: listen to what you want and need, offer easy-to-understand advice on the mortgage product(s) we think will be best for you, then use technology and experience to simplify and guide you through the process, from application through closing and beyond.

We utilize the same hands-on, listen-and-learn approach with our commercial clients. We have the experience, knowledge, and lending partners that can make the difference between successfully closing on commercial transactions involving simple acquisitions of residential rental property, mixed-use, office, retail, and light industrial properties, and even purchasing commercial notes.

Latest from the Blog

Recent Articles

Apr
18
2018
Should I Use My 401(K) to Pay off My Mortgage?
If you have a large 401 (k) plan but aren't quite near retiring age, you may be considering using part of it to pay off your mortgage. Seems like a good idea, but is it? There is no "right" answer. Factors like how much you owe on your mortgage and your ability to pay back the amount you...
Apr
11
2018
Top Solutions to Your Refinancing Obstacles
Refinancing is similar to getting a mortgage, and that includes the application process. However, there are a few differences that can sometimes appear as hurdles. Our office is committed to helping you find real solutions to refinancing, so we put together this list of the top...
Apr
04
2018
Pre-qualification vs. Pre-approval: What's the Difference?
Pre-qualification and pre-approval mean different things when it comes to getting a home loan. Both pre-qual and pre-approval begin the same way and are useful when you're looking to buy a home. However, if you want to lock in a low-rate mortgage and be ready to make an offer as soon as you...
Mar
28
2018
What is a Zero-Down Mortgage?
A mortgage that doesn't require money down is called a "zero down payment" mortgage. These loans are not as widely available as other home loans, and qualifying is a bit more challenging. However, a "zero down" home loan has some perks that you should know about. This article will...