Terms and Conditions

Effective date: August 10, 2026

Website Use and Legal Disclaimer

We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes.

The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

It is our intention that data provided on a subject is of a general nature. Our website does not represent an exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.

Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors.

Please use this document and information at your own risk. The content of this site is copyrighted and therefore any unauthorized use of any materials on this website may violate copyright, trademark, and other laws.

Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any public or commercial purposes prior to our approval.


SMS Messaging Terms

American Capital Financial Group LLC (“AMCFG,” “we,” “us,” or “our”) provides an optional non-marketing text messaging program to people who request mortgage information or services from us and affirmatively consent to receive text messages.

Messages may include responses to mortgage inquiries, requested mortgage information, appointment scheduling and reminders, and mortgage application, document, or status updates. This messaging program is intended for informational and customer-care communications. It is not used for promotional offers or rate advertisements.

Consent

You may opt in by manually selecting the optional SMS consent checkbox on an AMCFG form. The checkbox is unchecked by default and is not required to submit the form or obtain mortgage services.

By opting in, you authorize American Capital Financial Group LLC to send non-marketing text messages to the telephone number you provided. You represent that you are the subscriber or customary user of that number.

Consent to receive text messages is not a condition of purchasing or receiving any product or service.


Message frequency and charges

Message frequency varies according to your inquiry and application status. You may receive up to five messages per month during inquiry follow-up, with additional messages as reasonably necessary during an active mortgage application.

Message and data rates may apply. Contact your wireless carrier for information about your messaging or data plan.


Opting out

You may cancel SMS messages at any time by replying STOP to any AMCFG text message. We may send one final confirmation message acknowledging your opt-out. After that confirmation, you will no longer receive messages through this SMS program unless you affirmatively opt in again.


Help

Reply HELP to any AMCFG text message for assistance. You may also contact us at:

American Capital Financial Group LLC

5010 Nicholson Lane, Suite 100

Rockville, MD 20852

Phone: (301) 825-9167

Email: info@amcfg.com

NMLS #1553990


Carrier responsibility

Wireless carriers are not responsible for delayed or undelivered messages. Message delivery is subject to your carrier’s network availability.


Privacy

We handle personal and mobile information according to our Privacy Policy (https://www.amcfg.com/privacy-policy). SMS opt-in information and consent will not be shared with third parties for their own marketing or promotional purposes.


Changes to these terms

We may update these SMS Terms from time to time. Any revised terms will be posted on this page with an updated effective date. Material changes affecting the SMS program may also be communicated through an appropriate notice.


Mortgage disclaimer

Text messages, website content, and communications from AMCFG are not a mortgage approval, preapproval, commitment to lend, rate lock, or guarantee of loan terms. Mortgage eligibility and terms depend on applicable underwriting, documentation, credit, property, lender, and loan-program requirements.