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Based in Rockville, MD, American Capital Financial Group is an experienced team of residential and commercial mortgage brokers. We handle residential and commercial purchase and refinance transactions in Maryland, Virginia, and Washington, DC, For our residential customers, it is important to understand that we are not bank employees following scripted messages, trying to sell you an “in-house” mortgage product that’s not tailored to your needs. We realize that no two situations are the same; what’s right for your neighbor might not be what’s best for you and your family. We employ a simple, proven approach to every case: listen to what you want and need, offer easy-to-understand advice on the mortgage product(s) we think will be best for you, then use technology and experience to simplify and guide you through the process, from application through closing and beyond.
We utilize the same hands-on, listen-and-learn approach with our commercial clients. We have the experience, knowledge, and lending partners that can make the difference between successfully closing on commercial transactions involving simple acquisitions of residential rental property, mixed-use, office, retail, and light industrial properties, and even purchasing commercial notes.
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Smart Ways to Beat an All-Cash Offer
Money talks when it comes to making an offer on a home, and in real estate, all-cash offers are big talkers.
But what if you don't have an all-cash offer? Does that mean your out of the running for buying your dream home? Not at all!
Though all-cash offers are enticing to home sellers, there...
Simple Ways to Lower Closing Costs
Closing costs are the fees you pay at the closing of your home loan. The amount will vary and includes a combination of appraisal, inspection, title, and administrative costs such as those from your loan officer or broker.
When you apply for a loan, you'll want to ask about the closing costs....
What You Need To Know About Missed Mortgage Payments
Struggling with finances is hard enough, but when you also fall behind on your mortgage payments, the stress multiplies. Going into foreclosure is the consequence of defaulting on your home, but it doesn't have to happen to you!
We understand that your house is more than just a roof over...
Which is Better: Loan Modification or Refinance?
A loan modification is different from a refinance. Loan modifications work by changing the terms of your original loan. These changes can be temporary or permanent, depending on the type of modification.
A refinance, on the other hand, is a new loan with all new terms. It would take the place...